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Student Health & Wellness!mystudentplan is a benefits plan for students and can provide coverage for prescription drugs, vision care, dental care, mental health counseling, and more. The plan is designed to supplement provincial health insurance and provide additional access to medical services.

 

Plan Details

The Student Plan covers prescription drugs, vision, dental care, paramedical practitioners, ambulance, and medical equipment & supplies, among others.

Extended Health Coverage

Your extended health coverage runs for as long as you remain an enrolled and eligible student at Lethbridge College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

Select Savings

Get a student discount and save money on certain eligible services by visiting one of our members.

The following is the coverage for your Health Plan:

Health Benefits Coverage
Prescription Drugs 80%

Maximum of $3,000 per benefit year. The maximum amount payable to an eligible brand name drug will be limited to the lowest priced item in the appropriate generic category.

Advise your doctor and pharmacist that you are on the National Formulary.

Drug Exception Process

In the event that the drugs covered are not effective in treating your condition, or a drug that is effective is not covered, an exception process is in place. Download and complete the Drug Exception Form.

Prescription Search Tool

Please use our Prescription Drug Search Tool to find out if your medication is covered by the plan.

Vision -
  • $60 for one eye examination. The exam must be by an ophthalmologist or optometrist.
  • $100 for eyeglasses or contact lenses. The eyeglasses frame is not covered by the plan.

The vision coverage is every 24 months from the initial date of service based on reasonable and customary charges.

Paramedical Practitioners 80%

Student benefits are payable after any Provincial Health Care benefits have been exhausted. This plan does not cover user fees.

The services of the following practitioners are covered to a maximum of $20 per visit and up to $300 based on reasonable and customary charges, per practitioner, per benefit year.

Practitioners must be registered and licensed in their field of practice.

Psychologist or Social Worker 80%

Maximum of $50 per visit and overall plan maximum of $500 based on reasonable and customary charge per benefit year.

Medical Equipment & Supplies 80%

The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.

Prescription and pre-authorization may be required. Not solely for athletic use.

Ambulance 80%

To a maximum of $250 per occurrence. The plan covers a licensed ground ambulance or emergency air service that transports the patient (student) to the nearest hospital equipped to provide the required treatment when the physical condition of the patient prevents the use of another means of transportation.

If the patient requires the services of a registered nurse during the flight, the services and return airfare for a registered nurse are covered.

Emergency Travel Assistance - Emergency Out of Province Medical and Accidental Death and Dismemberment Coverage 100%

Provides coverage of up to a maximum of $5 million per insured person per coverage period for certain expenses incurred in the event of an emergency while travelling on trips that originated from your Canadian province or territory of residence. Please Note: This coverage is not available in the province where you attend school or in your country of origin. Your coverage period is 180 days per trip. Coverage is subject to the terms and conditions provided in the Benefits Booklet.

This insurance product is underwritten by AIG Insurance Company of Canada. If you are travelling, download the Travel Medical Assistance Card.

Policy Number: SRG 9429062

Classes of Eligible Persons:

A Class of Eligible Participants who are individuals:

  • who are covered by a Government Health Insurance Plan (GHIP) of a Canadian province or territory or equivalent;
  • who are under the age of seventy (70);
  • who are members of one (1) of the following classes of Participants:
    • Class I: Domestic Undergraduate Students; and
    • Class II: Foreign Undergraduate Students

Spouse and Dependent Children of a person within a Class of Eligible Participants who are covered by a Government Health Insurance Plan (GHIP) of a Canadian province or territory or equivalent, are eligible if additional family health coverage was purchased for the current benefit period.

Other Insurance -

The student plan also offers the following complementary insurances:

These insurances are only applicable to the Student. Family members added to the plan are not eligible.

Limitations and Exclusions to Health Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. it's important to review and understand exclusions to the plan before using your benefits.

Dental Coverage

Your extended health coverage runs for as long as you remain an enrolled and eligible student at Lethbridge College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

Select Savings

Get a student discount and save money on certain eligible services by visiting one of our members.

The following is the coverage for your Dental Plan:

The Dental Plan covers up a maximum of $750 per benefit year. Please submit an estimate/pre-authorization prior to any dental treatment plan exceeding $500.

Dental Benefits Coverage
Diagnostic & Preventative 80%
  • Recall examination
    Once per benefit year.
  • Initial or complete exams
    once every 36 months.
  • Specific or emergency exams.
  • Complete series of x-rays
    Not eligible for dependants under 12 and periapical, maximum 16 films including bitewings, once in any period of 36 months.
  • Bitewings
    Maximum 4 films per benefit year.
  • Panoramic
    Once in any period of 36 months.
  • Polishing
    Once unit per benefit year.
  • Scaling
    2 units per benefit year.
  • Fluoride
    Under 19 years of age, 1 treatment per benefit year.
  • Oral hygiene instruction
    1 treatment per lifetime.
  • Pit and fissure sealants
    Under 19 years of age, 1 per molar in any period of 36 months.
  • Anaesthesia
    Eligible when done in conjunction with a covered dental procedure.
Minor Restorative 70%
  • Space maintainers and maintenance
    Under 15 years of age.
  • Amalgam and tooth coloured fillings
    1 per tooth in any period of 24 months.
  • Stainless steel and plastic full coverage restorations
    Under 15 years of age, 1 per tooth in any period of 36 months.
  • Recementation of existing restorations.
  • Denture adjustments and repairs.
  • Relining, rebasing and tissue conditioning
    One treatment in any period of 36 months.
Periodontic 15%
  • Occlusal equilibration
    Maximum 4 units per benefit year.
  • Periodontal appliances
    1 appliance per arch in any period of 24 months.
  • Periodontal appliance repairs, maintenance and adjustments
    Maximum 4 adjustments per benefit year.
  • Oral surgical procedures.
  • Anaesthesia
    Eligible when done in conjunction with oral surgical procedures.
Endodontic 20%
  • Root canal therapy
Oral Surgery 50%
  • Extractions
    Maximum 2 wisdom teeth per benefit year.
  • Anaesthesia
    Eligible when done in conjunction with oral surgical procedures.
Dental Accident 80%

The plan covers 80% of the cost of the services of a dental surgeon, limited to the fees provided in the current General Practitioners fee guide, including dental prosthesis, required for the treatment of a fractured jaw or accidental injuries to natural teeth or jaw if caused by external, violent and accidental means. Services must be performed within 12 months of the accident. Dental Accident benefits are payable through the Health plan and limited to $1,000 per accident.

Pre-authorization required. An estimate for all dental accident services MUST be submitted to Canada Life. If you go ahead with treatment without a pre-determination being approved, you are doing so at the risk of the expenses being yours.

This coverage is under the Health Plan. You must be enrolled in the Health Plan to claim the dental accident.

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. It's important to review and understand exclusions to the plan before using your benefits.

LCSA Benefits Plan Office

Email: lethbridgeplan@mystudentplan.ca
Phone: 403 320-3202 Extension 5310
Address: Room CE1350
3000 College Drive South
Lethbridge, Alberta. T1K 1L6

General Inquiries Line

Monday to Friday from 6:00am to 5:00pm MST

Phone: 1-877-746-5566 Ext. 7249