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Student Health & Wellness!mystudentplan is a benefits plan for students and can provide coverage for prescription drugs, vision care, dental care, mental health counseling, and more. The plan is designed to supplement provincial health insurance and provide additional access to medical services.

 

Plan Details

The Student Plan covers prescription drugs, vision, dental care, paramedical practitioners, ambulance, and medical equipment & supplies, among others.

Extended Health Coverage

Your extended health coverage runs for as long as you remain an enrolled and eligible student at Nova Scotia Community College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

The following is the coverage for your Health Plan:

Health Benefits Coverage
Prescription Drugs 70%

Maximum of $3,000 per benefit year. The maximum amount payable to an eligible brand name drug will be limited to the lowest priced item in the appropriate generic category.

Immunization is covered for the following vaccines:

  • dTap (Diptheria, Tetanus, Pertussis)
  • MMR (Measles-Mumps-Rubella)
  • Varicella
  • Hepatitis B
  • TST (Tuberculin skin test)
  • Meningitis B

To obtain bloodwork to confirm previous immunizations you can use myvirtualdoctor for your bloodwork requisition. Once your bloodwork is confirmed, you can also use myvirtualdoctor to obtain prescriptions for your immunizations.

Advise your doctor and pharmacist that you are on the National Formulary.

Prescription Search Tool

Please use our Prescription Drug Search Tool to find out if your medication is covered by the plan.

Drug Exception Process

In the event that the drugs covered are not effective in treating your condition, or a drug that is effective is not covered, an exception process is in place. Download the Drug Exception Form for your general practitioner to fill out, and they can send the form directly to Canada Life on your behalf.

Vision -

$100 for one eye examination and eyeglasses or contact lenses. The exam must be by an ophthalmologist or optometrist.

The vision coverage renews every 24 months from the initial date of service. Coverage is based on reasonable and customary charges.

Sunglasses, safety glasses or eyeglasses provided for cosmetic or aesthetic purposes are not covered by the plan.

Paramedical Practitioners 80%

Student benefits are payable after any Provincial Health Care benefits have been exhausted. This plan does not cover user fees.

The services of the following practitioners are covered at 80% up to $30 per visit to a maximum of $300 based on reasonable and customary charges, per practitioner, per benefit year.

Practitioners must be registered and licensed in their field of practice.

Medical Equipment & Supplies 80%

The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.

Prescription and pre-authorization may be required.

Ambulance 80%

To a maximum of $250 per occurrence. This coverage is applied after the provincial deduction.

The plan covers a licensed ground ambulance or emergency air service that transports the patient (student) to the nearest hospital equipped to provide the required treatment when the physical condition of the patient prevents the use of another means of transportation.

If the patient requires the services of a registered nurse during the flight, the services and return airfare for a registered nurse are covered.

Emergency Out of Country Travel Insurance 100%

Maximum of $2 million per lifetime of medical expenses incurred as a result of a medical emergency arising while you are traveling within or outside Canada for vacation, business or education purposes. To qualify for benefits, you must be covered by the government health plan in your home province or through your institution's comparable international health plan. For additional details on this benefit download your Travel Assist Brochure.

It is important to remind you that this coverage is not available in the province where you attend the school or in your country of origin.

Tutorial 80%

Maximum of $15 per hour to a maximum of $2,000 per benefit year for private tutorial service if the student is confined to home or hospital for a minimum of 15 consecutive school days.

Applicable to the Student only. Family members are not eligible for reimbursement of Tutorial benefits.

Limitations and Exclusions to Health Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. It's important to review and understand exclusions to the plan before using your benefits.

Dental Coverage

Your dental runs for as long as you remain an enrolled and eligible student at Nova Scotia Community College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

The following is the coverage for your Dental Plan:

The Dental Plan covers up a maximum of $750 per benefit year. Please submit an estimate/pre-authorization prior to any dental treatment plan exceeding $500.

Dental Benefits Coverage
Diagnostic & Preventative 70%
  • Recall examination
    Once per benefit year
  • One complete oral examination
    Every 3 benefit years
  • Complete series of x-rays (not eligible for dependents under 12) and periapical
    Maximum of 16 films including bitewings, once in any period of 36 months
  • Bitewings
    Maximum of 4 films per benefit year
  • Panoramic
    Once in any period of 36 months
  • Polishing
    1 unit per benefit year
  • Scaling
    2 units per benefit year
  • Fluoride
    under 19 years of age, 1 treatment per benefit year
  • Oral hygiene instruction
    1 treatment per lifetime
  • Pit and fissure sealants
    Under 19 years of age, 1 per molar in any period of 36 months
  • Anaesthesia
    Eligible when done in conjunction with a covered dental procedure
Minor Restorative 60%
  • Space maintainers and maintenance
    For children under 15 years of age
  • Amalgam and tooth coloured fillings
    1 per tooth in any period of 24 months
  • Stainless steel and plastic full coverage restorations
    For children under 15 years of age, 1 per tooth in any period of 36 months
  • Recementation of existing restorations
  • Denture adjustments and repairs
  • Relining, rebasing and tissue conditioning
    1 treatment in any period of 36 months
Oral Surgery 50%
  • Extractions
    Maximum of 2 wisdom teeth per benefit year
  • Anaesthesia
    Eligible when done in conjunction with oral surgical procedures
Endodontic 20%
  • Root canal therapy
Periodontic and Other Oral Surgery 20%
  • Occlusal equilibration
    Maximum of 4 units per benefit year
  • Periodontal appliances
    Maximum of 1 appliance per arch in any period of 24 months
  • Periodontal appliance repairs, maintenance and adjustments
    Maximum of 4 adjustments per benefit year
  • Other oral surgical services
Dental Accident 80%

Limited to $1000 per accident. The plan covers the services of a dental surgeon, limited to the fees provided in the current General Practitioners fee guide, including dental prosthesis, required for the treatment of a fractured jaw or accidental injuries to natural teeth or jaw if caused by external, violent and accidental means.

Services must be performed within 12 months of accident. If treatment is scheduled to occur more that 90 days after the impact, a treatment plan must be submitted before the end of the 90-day period.

No benefits are paid for:

  • Accidental damage to dentures
  • Dental treatment completed more than 12 months after the accident
  • Orthodontic diagnostic services or treatment

Pre-authorization required. An estimate for all dental accident services MUST be submitted to Canada Life. If you go ahead with treatment without a pre-determination being approved, you are doing so at the risk of the expenses being yours.

In the event of a dental accident, you must complete a Standard Dental Association claim form, to download the form, visit the Submitting Claim section.

This coverage is under the Health Plan. You must be enrolled in the Health Plan to claim for dental accidents.

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. It's important to review and understand exclusions to the plan before using your benefits.

NSCC Benefits Plan Office

Email: nsccplan@mystudentplan.ca
Phone: 902-491-1624
Toll Free: 1-866-491-1624
Address: Institute of Technology Campus
Room A-282.3, A-Wing, 2nd Floor
(across from Student Services)
5685 Leeds Street
Halifax, NS. B3K 2T3

General Inquiries Line

Monday to Friday from 10:00am to 9:00pm AST

Phone: 1-877-746-5566 Ext. 7249

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