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Opting Out

Coordinating Coverage or Opting Out

Eligible students who have comparable health and dental coverage have two options:

Co-ordination of Benefits

Benefits under the two plans can be coordinated to increase coverage up to a total of 100% of the actual expense(s) incurred.  For example, following payment under the student plan, outstanding balances can be submitted to the other plan for consideration.

Opting Out
Each student is given one opportunity to waive benefits under the health and/or dental plan(s). Opt out forms must be completed by the applicable deadline for the semester period of enrolment. Approval of the opt out will result in the plan fee being credited.  

Once a waiver has been accepted, the waiver will remain in force as long you remain an eligible student.

There will be no exceptions or extensions for students who fail to submit the completed opt out prior to the applicable deadline. If the opt out deadline is missed the student is responsible for payment of the plan fees.

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