Vision Care
Up to $50
An eye examination is covered once every 2 benefit years. The services must be performed by a licensed Optometrist or Ophthalmologist.
Up to $100
Prescription eyeglasses or contact lenses, if prescribed to correct vision, are covered once every 2 benefit years.
Limitations: No benefits are payable for vision care items required by the college, including safety glasses, sunglasses, or magnifying glasses.
Up to $150
Laser eye surgery when performed by a licensed ophthalmologist per benefit year.
Paramedical Services
$40
Your plan covers maximum of $400 per practitioner per benefit year for licensed paramedical services.
Check Eligible Practitioners
If your provincial health plan covers part of the cost, your student plan pays only after the provincial plan's maximum is reached.
Coverage is based on reasonable and customary charges; to check the maximum reimbursement for paramedical services, log in to the Benefits Management Platform and click “Resources”.
Practitioners must be registered in the province where care is provided.
Services from family members or people you live with are not covered.
User fees are not covered.
The paramedical services listed below are eligible for coverage when provided out-of-hospital:
The paramedical services listed below are eligible for coverage when provided out-of-hospital:
Practitioners
Description
Athletic Therapists
Treatment of movement disorders by a member of the Canadian Athletic Therapists Association.
Chiropodists or Podiatrists
Treatment of conditions like heel pain, ingrown toenails, and foot injuries; includes one diagnostic x-ray per benefit year.
Chiropractors
Treatment of muscle and bone disorders; includes one diagnostic x-ray per benefit year.
Dieticians
Treatment of nutritional disorders; you must have a written referral from a physician or nurse practitioner. .
Registered Massage Therapists
Treatment of conditions using manual techniques to relieve pain, improve circulation, and support healing; you must have a written referral from a physician or nurse practitioner.
Naturopaths
Treatment of illness using natural therapies and holistic approaches.
Osteopaths
Treatment of conditions related to the musculoskeletal system and overall body function; includes one diagnostic x-ray per benefit year.
Physiotherapists
Treatment of movement disorders.
Speech Therapists
Treatment of speech impairments.
To access the indicated services, you must provide a written referral from your doctor or nurse practitioner.
Mental Health Practitioners
$40
Services from registered psychologists, qualified social workers, psychotherapists, therapists, or counsellors are reimbursed up to $40 per visit, to a maximum of $400 conmbined per practitioner per benefit year, based on reasonable and customary charges.
Check Eligible Mental Health Paramedical Practitioner
Eligible psychotherapists
Eligible counsellors
Registered psychotherapist
Licensed psychotherapist
Psychotherapist
Counselling psychotherapist
Psychoeducator
Canadian certified counsellor
Certified clinical counsellor
Registered counsellor
Registered clinical counsellor
Registered professional counsellor
Registered therapeutic counsellor
Licensed counsellor
Clinical counsellor
Clinical therapist
Certified counsellor
Counselling therapist
Mental health therapist
Marriage and family therapist
Psychoanalyst
Psychologist
Sexologist
Registered Social Worker
Medical Equipment & Supplies
80%
The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.
Requires prescription and medical necessity. Pre-determination recommended.
Check Medical Equipment & Supplies
Eligible durable equipment includes, but is not limited to, items such as:
Medical Equipment & Supplies
Description
Breathing Equipment
Oxygen and related administration equipment.
Orthopedic Equipment
Braces; up to $350 per benefit year for custom-made foot orthotics; up to $500 for custom-made orthopedic shoes, including modifications; splints and trusses.
Prosthetic Equipment
Artificial eyes, standard artificial limbs, and up to $200 per benefit year for breast prostheses.
Mobility Aids
Crutches and wheelchairs.
Communication Aids
Hearing aids, up to $500 every 5 benefit years.
Diabetic Supplies
Blood glucose monitoring machines, up to $700 per lifetime.
Licensed Ambulance Services
100%
Your plan covers reasonable and customary charges per emergency, helping you pay for the cost of getting to the hospital quickly and safely. This coverage is applied after the provincial deduction.
The plan covers:
A licensed ambulance, emergency service or air ambulance service to the nearest hospital that can treat you.
Transfers between hospitals, if medically necessary.
If you request an ambulance but do not end up using it, the plan does not cover the cost of the request.
How to Claim:
You must pay the full amount upfront; direct billing is unavailable for this service.
Afterward, submit an online health claim through the Benefits Management Platform , and ensure that you attach your ambulance receipt.
Hospital
80%
Coverage for preferred hospital accommodation in the student's home province, including the cost difference between semi-private and standard ward rates.
Additional charges covered up to $25 per day, for up to 30 days per hospitalization.
Private Duty Nursing
80%
Coverage includes home nursing care provided within Canada by a qualified nurse who is not a member of the patient's family. Services must require the skills and training of a professional nurse.
Benefits up to $25,000 are payable from the first day of care, with written medical necessity from the attending physician.
To confirm eligibility and determine the available coverage, students should complete a pre-care assessment before home nursing begins.
For more information about the pre-care assessment, please contact us at info@mystudentplan.ca
