Health and Dental Plan Coverage for prescription drugs, dental care, health services, and more, helping with costs your provincial health plan doesn’t cover.

 

Health Benefits

The student health plan is designed to make health care more affordable, helping you stay well and focused on your studies.

Coverage includes the following categories:

Health Benefits Coverage
Vision Care Up to $60

An eye examination is covered once every 24 consecutive months. The services must be performed by a licensed Optometrist or Ophthalmologist.

Up to $100

Prescription eyeglasses or contact lenses, if prescribed to correct vision, are covered once every 24 consecutive months.

Laser eye surgery when performed by a licensed ophthalmologist.

Limitations: No benefits are payable for vision care items required by the college, including safety glasses, sunglasses, or magnifying glasses.

Paramedical Services 80%
Up to $30 per visit

Your plan covers a maximum of $400 per practitioner per benefit year for licensed paramedical services.

  • If your provincial health plan covers part of the cost, your student plan pays only after the provincial plan's maximum is reached.
  • Coverage is based on reasonable and customary charges; to check the maximum reimbursement for paramedical services, log in to the Benefits Management Platform and click “Resources”.
  • Practitioners must be registered in the province where care is provided.
  • Services from family members or people you live with are not covered.
  • User fees are not covered.
Mental Health Practitioners 80%

A combined up to $30 per visit to a maximum of $300 per benefit year based on reasonable and customary charges.

Practitioners must be registered and licensed in their field of practice.

Medical Equipment & Supplies 100%

The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.

Prescription and pre-authorization may be required.

Licensed Ambulance Services 100%

Your plan covers reasonable and customary charges per emergency, helping you pay for the cost of getting to the hospital quickly and safely. This coverage is applied after the provincial deduction.

The plan covers:

  • A licensed ambulance, emergency service or air ambulance service to the nearest hospital that can treat you.
  • Transfers between hospitals, if medically necessary.
  • If you request an ambulance but do not end up using it, the plan does not cover the cost of the request.
How to Claim:
  • You must pay the full amount upfront; direct billing is unavailable for this service.
  • Afterward, submit an online health claim through the Benefits Management Platform, and ensure that you attach your ambulance receipt.
Private Duty Nurse 100%

Maximum of $10,000 per benefit year of the services of a Private Duty Nurse, when certified in writing as medically necessary by the attending physician. To establish the amount of coverage available under this policy, we suggest that prior to initiating home care, the student submit a pre-care assessment to the Carrier.

Limitations and Exclusions to Health Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. It's important to review and understand exclusions to the plan before using your benefits.

The Prescription Search Tool helps you find out if your prescribed medications are covered under your student health plan. Over-the-counter medications are not covered by the plan.

Last updated: October 15, 2024

  1. Enter the drug name (e.g., Ibuprofen) or Drug Identification Number (DIN)
  2. Click Search to check coverage
  3. Review if your prescription requires a Prior Authorization Form




Drug Identification Numbers must be 8 digits. If you have a DIN less than 8 digits, pre-fill with zeros.