GCSA - Georgian College Students' Association

Health and Dental Plan Coverage for prescription drugs, dental care, health services, and more, helping with costs your provincial health plan doesn’t cover.

 

Drug Benefits

Your student health plan helps cover the cost of prescription drugs, making it easier to prioritize your health.

Health Benefits Coverage
Prescription Drugs 100%

Your plan covers prescription drugs and serums listed under your provincial drug formulary. Coverage includes:

  • Drugs that require a prescription and are prescribed and dispensed by licensed professionals.
  • Generic drugs (lowest-cost option) unless your doctor specifies no substitution.
  • Up to a 34-day supply for therapeutic drugs and 100-day supply for maintenance drugs.
  • Some medications require prior authorization before they are covered.
  • Exceptions may apply if a listed drug is not effective; one alternative must be tried first.

The maximum amount allowed for a dispensing fee is $8.00. Any expenses beyond that are not covered under the plan.

The maximum amount payable to an eligible brand name drug will be limited to the lowest priced item in the appropriate generic category.

Use the Prescription Search Tool to confirm if your prescribed medications are covered under your student health plan.

Prescription Search Tool
Vaccines 80%

Vaccinations are covered at 80% based on reasonable and customary charges. Administration costs associated with providing the injection are not covered.

The Hepatitis B vaccine is subject to a maximum of $100 per insured, per benefit year.

Veterinary Technician Students are required to have either Rabavert or Ivomax as a rabies vaccine; coverage is at the same rate and with the same exclusions as other vaccines, excluding Hepatitis B.
Contraceptives 100%

Your student health plan covers reasonable and customary charges, combined with your maximum drug coverage, for the following contraceptive supplies:

  • Oral contraceptives and the patch (birth control)
  • Nuva Ring (contraceptive), subject to a maximum of $178 per insured, per benefit year
Diabetic Supplies 100%

Your student health plan covers reasonable and customary charges, combined with your maximum drug coverage, for the following diabetic supplies:

  • Insulin syringes
  • Disposable needles for use with non-disposable insulin injection devices
  • Test strips
  • Sensors for flash glucose monitoring machines
  • Lancets
  • Glucose monitoring machines
  • Alcohol swabs
Using Your Benefits Card

You can use your benefits card at most pharmacies to buy eligible medications.

To view your Benefits Card:

  1. Open My Canada Life at Work on your web browser or mobile app.
  2. Log in to your account.
  3. If you haven't registered yet, register now. To register, enter the following details: Plan number: 163391 and Member ID: your student ID without any letters.
  4. Click the menu icon.
  5. Select “Info centre” from the menu.
  6. Select “View Benefit cards”.

If the card is not accepted, you can submit an online claim through My Canada Life at Work with your receipt, including the prescription number and drug name or DIN.

Prior Authorization Drug Claims

Some medications require prior authorization before they are covered.

To apply:

  1. Use the Prescription Search Tool to confirm if prior authorization is needed.
  2. If required, download the Prior Authorization Form on Canadalife.com.
  3. Complete the Prior Authorization Form with your doctor. Any fees associated with completing the form are not covered.
  4. Return the completed and signed form to Canada Life via one of the submission options listed on the form.
Drug Exception Process

If a medication is not covered or does not work for your condition, you can request an exception.

To apply:

  1. Download and complete the Drug Exception Request Form.
  2. Ask your doctor to fill out the physician section.
  3. Return the completed and signed form to Canada Life via one of the submission options listed on the form.

To qualify, you must have tried at least one medication covered by your student health plan.

The Prescription Search Tool helps you find out if your prescribed medications are covered under your student health plan. Over-the-counter medications are not covered by the plan.

Last updated: October 15, 2024

  1. Enter the drug name (e.g., Ibuprofen) or Drug Identification Number (DIN)
  2. Click Search to check coverage
  3. Review if your prescription requires a Prior Authorization Form




Drug Identification Numbers must be 8 digits. If you have a DIN less than 8 digits, pre-fill with zeros.

Quick links Opt Out

Winter Deadline
Submit your online Family Add-On, Opt-Out, or Opt-In applications by January 30th, 2026. This deadline applies only to new winter-eligible students.

Quick links myBenefits Card

Plan Card Generator
Generate your Plan Card and use it where direct billing to Canada Life is available.

Quick links Perscription search tool

Prescription Search Tool
Find out if your prescription drugs are covered by the student plan.

Plan Claims

Plan Claims
Learn more about submitting online or manual claims to get your refund.