Student Health and Wellness

Group number: 330823
Certificate Number: Student ID
FAQ
Call Centre: 1-866-586-1010
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Health and Dental Plan Coverage for prescription drugs, dental care, health services, and more, helping with costs your provincial health plan doesn’t cover.

Opt-Out Applications

Submit your health and/or dental opt-out application before the deadline.

Winter Application Period

November 15^th, 2025 to January 30^th, 2026 at 4:00 pm

Make sure to submit your form by January 30^th as the online form won't be accessible after that date.

Opt-Out Eligibility

There are 2 circumstances in which students enrolled in the Student Health and Dental Plan may opt out: (1) when they are starting the fall term, or (2) when they are new students in winter term.

Opt-Out Eligibility

How to Opt Out

To Opt Out, you must be enrolled in the Student Benefits Plan, meet the Opt-Out eligibility criteria, and complete the online form before the applicable term deadline.

Steps to Opt-Out

Things to consider:

A parents' insurance plan ceases coverage until you turn either 18 or 21, or up to 25 if you are studying full-time at a recognized education institution.
If you opt out of the dental plan, you are still considered to have access to dental insurance, which makes you ineligible for the Canadian Dental Care Plan (CDCP).
You can coordinate two benefit plans to maximize your coverage, potentially reaching up to 100% coverage! Find out more Coordination of Benefits.
Students with comparable coverage can choose to opt out of the health, dental, or both plans.
Approval of the Student Benefits Plan Opt-Out application will result in the plan fee being refunded according to the school's policy.
NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan's mandatory fees, should they miss the applicable opt-out deadline.

Add donotreply@gallivan.ca to your address book. Please do not reply to this email.

Questions? Please contact your Benefit Plan Office: studentplans@nait.ca

The opt-out form is not accessible at this time.

The fall application period was from July 15^th to September 26^th, 2025.

NO EXCEPTIONS are made if the deadline is missed. The student must pay the plan's mandatory fees, should they miss the applicable opt-out deadline.

Winter 2026: Online applications will open on November 15^th, 2025, and the deadline is January 30^th, 2026. This deadline applies only to new winter-eligible students. Applications from other students will be rejected.

Eligibility Confirmation

Confirm your eligibility to opt out of the Student Benefits Plan by completing the following questions.

Have you been assessed the Student Benefits Plan fee on your student account?

You can only be assessed the Student Benefits Plan fee if you meet the plan eligibility criteria. Check the Student Benefits Plan Eligibility Criteria.

Yes

No

Are you a new winter student who has been assessed the Student Benefits Plan fee on your student account?

You can only be assessed the Student Benefits Plan fee if you meet the plan eligibility criteria. Check the Student Benefits Plan Eligibility Criteria.

Yes

No

Have you ever opted out of the Student Benefits Plan?

Yes

No

Are you currently covered by a comparable Health and Dental Plan through a parent, spouse, employer, or Indigenous band?

The Alberta Health Care Insurance Plan (AHCIP), the International Emergency Health Insurance, the Canadian Dental Care Plan (CDCP) or the Student Benefits Plan are not acceptable as comparable insurance coverage.

Yes

No

You meet the eligibility criteria to opt out of the plan at this time.

The deadline to submit your health and dental opt-out application is September 26^th, 2025. After the deadline, the online form will not be available.

Complete the online form below to submit your application. Completing the questionnaire does not mean that your application is approved, the Student Benefits Plan Office will confirm your eligibility and process your application.

Opting out of the health and dental plans is a one-time process. This means students do not need to apply every term or year. Once approved, the opt-out remains active on your account and you will not be assessed the Student Benefits Plan fee.

The only time you can get back on this Student Benefits Plan is in the fall term (every year) OR within 30 days of the loss of your comparable coverage.

You may receive an email to advise that the opt-out application is being audited - as per the Terms and Conditions associated with the Opt-out of the Health and Dental Plan.

Once you submit the opt-out form, you will receive an automated email confirmation. Please keep this email for your records as it is your only proof of submitting an opt-out request.

It appears you do not meet the criteria to opt out at this time.

If you have not been assessed the Student Benefits Plan fee on your student account, you are either not eligible for the health and dental plan or currently have an active opt-out on file.

All eligible domestic and international students enrolled in an eligible credit program at the Northern Alberta Institute of Technology are automatically enrolled in the Health and Dental Plan and may apply to opt out.

If you have any questions, please initiate a chat by clicking on the right-bottom corner icon or contact the Benefits Plan Office by email at studentplans@nait.ca or by phone at 780-471-8855.

It appears you do not meet the criteria to opt out at this time.

Only eligible students who are covered by a comparable Health and Dental Plan from parents, spouse, work, government, or band may apply to opt out.

The Student Benefits Plan fee is mandatory and must be paid as well as the Tuition total charges by the applicable deadline to avoid overdue penalties.

If you have any questions, please initiate a chat by clicking on the right-bottom corner icon or contact the Benefits Plan Office by email at studentplans@nait.ca or by phone at 780-471-8855.

It appears you do not meet the criteria to opt out at this time.

Opting out of the health and dental plans is a one-time process. This means students do not need to apply every term or year. Once approved, the opt-out remains active on your account and you will not be assessed the Student Benefits Plan fee.

If you have any questions, please initiate a chat by clicking on the right-bottom corner icon or contact the Benefits Plan Office by email at studentplans@nait.ca or by phone at 780-471-8855.

Health and Dental Opt-Out Form

Please complete all information on the opt out form and we will process your application as soon as we can.

Student Information

Student ID Number

Email Address

Confirm Email Address

First Name

Last Name

Date of Birth

Date Month Field Date Day Field Date Year Field

Mailing Address

City

Province

Postal Code

Phone Number

Phone Area Number Phone Local Number Phone Digits

Program Name

Program Start Date

Date Month Field Date Day Field Date Year Field

Required Direct Deposit Information

Please enter your financial institution's Transit Number, Institution Number, and Account Number. (*mandatory fields)

** Please do not enter any dashes or spaces **

Transit #

Institution #

Account #

Winter Deadline
Submit your online Family Add-On, Opt-Out, or Opt-In applications by January 30^th, 2026 at 4:00 PM

Benefit Cards
Get your Benefits Card on your Benefits App and use it where direct billing is available.

Prescription Search Tool
Find out if your prescription drugs are covered by the student plan.

Plan Claims
Learn more about submitting online or manual claims to get your refund.

Opt-Out applications are now closed

Opt-Out Applications

Winter Application Period

Opt-Out Eligibility

How to Opt Out

The opt-out form is not accessible at this time.

Eligibility Confirmation

Have you been assessed the Student Benefits Plan fee on your student account?

Are you a new winter student who has been assessed the Student Benefits Plan fee on your student account?

Have you ever opted out of the Student Benefits Plan?

Are you currently covered by a comparable Health and Dental Plan through a parent, spouse, employer, or Indigenous band?

Health and Dental Opt-Out Form

Student Information

Required Direct Deposit Information

Benefits Plan Office

Health and Dental Inquiries

Claim Inquiries