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When considering opting-out of your coverage, keep in mind the following:
-What is in the best interest of my overall health and well-being?
-Does my existing coverage meet all the needs that I may have?
-A parent's insurance plan will stop covering you completely if you’re a part-time student over 21 or a full-time student over the age of 25.
-In order to cover all of your needs you can combine your student Health Plan with another plan for up to 100% coverage. To get more information about claiming and coordinating your benefits with another plan, read through the “Making a Claim” link here.

Are you looking for individual insurance? If you are not automatically enrolled in the student plan or have missed the enrolment period to add family to the student plan, there are personal insurance solutions available. Click here to learn more.

Family Add On


Coverage provided through the Student Health and Dental plan can be extended to a spouse and/or dependent(s). To add eligible dependent(s) complete the sections below and submit this form. You will then be contacted by the Student Benefit Plan Office, via an email notification, of any required supporting documents and fees. All supporting document(s) and fees must be received by the applicable deadline in order for the family add on process to be completed.

Please read and agree to the Terms & Conditions prior to submitting your online Family Add On form.

2021 - 2022 Family Add-On Fees:
Health (one or more dependent) $165.00
Dental (one dependent) $165.00
Dental (two or more dependents)$330.00

Student Information

Gender
Date of Birth
Phone Number
Program Start Date

Opt In


If a student has successfully completed an opt out but requires re-enrolment into the plan there are 2 opportunities to do so:

1) Upon Policy Anniversary: For students starting in September the anniversary would be the following September prior to the applicable deadline. For students starting in January the anniversary would be the following January prior to the applicable deadline.

2) Lifestyle Change: There are certain circumstances known as lifestyle changes that allow a student to make changes to their enrolment status within 30 days of the change. Lifestyle changes include; getting married or meeting the twelve month co-habitation requirement for common law status, birth/adoption of a child, meeting provincial plan residency requirements and losing their alternate coverage.

Students who lose their comparable coverage may opt back into the plan(s), provided that they are within 30 days of losing coverage. If a student has lost their comparable coverage they must show documentation of loss by submitting a letter from either the insurance carrier or employer.

Student Benefits Plan coverage is provided to eligible students automatically, except in certain circumstances where a student’s enrolment status excludes them from automatic inclusion by the institution or due to a previous waiver on file. To enroll in the Student Health and/or Dental plan(s), complete the sections below and submit this form. You will then be contacted by the Student Benefit Plan Office, via an email notification, of any required supporting documents and fees. All supporting document(s) and fees must be received by the applicable deadline in order for the enrolment process to be completed.  

Please read and agree to the Terms & Conditions prior to submitting your online Enrolment Form.

Student Information

Gender
Date of Birth
Phone Number
Program Start Date

Change my Coverage

Already have coverage?

Coordinating multiple plans:
If you are an eligible student and have comparable coverage you may wish to coordinate your plans. Benefits under the two plans can be coordinated to increase your coverage up to 100% of the actual expense(s) incurred. For example, following payment under this plan you can submit outstanding balances to the other plan for consideration. Find out more about coordination of benefits.

Opting Out of coverage: If you are an eligible student and have comparable health and/or dental coverage you may apply to opt-out of your student health and/or dental benefits. Each student is given one opportunity to opt-out of the plans each year. All opt-out forms, along with proof of alternate coverage, must be completed online and must be received by the applicable deadline. You will not be able to opt-out of coverage at any other point during the school year. NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan fees, should they miss the applicable opt-out deadline. Once you have successfully opted out of the Health and / or Dental plan online beginning Fall 2020, your opt out will carry forward.  Your optout is automatically carried forward from that point forward and subsequent years you will not be assessed the dental fee. 


Approval of your opt-out will result in the plan fee being credited.

If you are unsure about whether or not you are eligible for the Student Health and Dental plan, please contact the Student Benefits Plan Office prior to any applicable deadlines.

Please read and agree to the Terms & Conditions prior to submitting your online opt-out.



Student Information

Date of Birth
Phone Number
Program Start Date

Service Members


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