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Opt Out


Already have coverage?

Coordinating multiple plans: If you are an eligible student and have comparable coverage you may wish to coordinate your plans. Benefits under the two plans can be coordinated to increase your coverage up to 100% of the actual expense(s) incurred. For example, following payment under this plan you can submit outstanding balances to the other plan for consideration. Find out more about coordination of benefits.

Opting Out of coverage: If you are an eligible student and have comparable health and/or dental coverage you may apply to opt-out of the plan(s). Each student is given one opportunity to opt-out of the health and/or dental plan(s) each year. All opt-out forms must be completed online and must be received by the applicable deadline. You will not be able to opt-out of coverage at any other point during the school year. NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan fees, should they miss the applicable opt-out deadline.

Approval of your opt-out will result in the plan fee being credited. Once your opt-out has been accepted, it will remain in force as long as you remain an eligible student.

If you are unsure about whether or not you are eligible for the Student Health and Dental plan, please contact Benefits Plan Office.

Please read and agree to the Terms & Conditions prior to submitting your online opt-out.

Student Information

Date of Birth
Phone Number
Program Start Date

Family Add On

Each year, students are given one opportunity to purchase family coverage for their spouse and/or dependant(s) by completing an application form and paying the family coverage fee. Family coverage is then added during the enrolment processing period.

To add eligible dependent(s) complete the sections below and submit this form. You will then be contacted by Gallivan & Associates, via an email notification, of any required supporting documents, fees and payment options. All supporting document(s) and fees must be received by the applicable deadline in order for the family add on process to be completed. 

A student’s family can only be covered while they are a student on the plan.
For information about eligible family members please refer to the "Am I Covered" tab.

Family coverage must be re-purchased each year and is the student's responsibility to do so by the applicable deadline for their enrolment period.

2020 - 2021 Health & Dental Family Add-On Fees:
Family Health (student plus one or more dependents)   $440.00
Dental +1 (student plus one dependent)   $425.00
Dental +2 (student plus two dependents)   $575.00
Family Dental (student plus three or more dependents)   $650.00

NOTE: For international student who is qualified for provincial coverage will not need to purchase family coverage.


Please read and agree to the Terms & Conditions prior to submitting your online Family Add-On form.


Student Information

Gender
Date of Birth
Phone Number
Program Start Date

Opt In/Enrol

The Student Benefits Plan coverage is provided to eligible students automatically, except in certain circumstances where a student's enrolment status excludes them from automatic inclusion by the institution or due to a previous opt-out on file.  To enrol in the Student Health & Dental plan, complete the sections below and submit this form. You will then be contacted by the Benefits Plan Office, via an email notification, of any required supporting documents and fees. All supporting document(s) and fees must be received by the applicable deadline in order for the enrolment process to be completed. 

Once your opt-in has been approved, your student account will be adjusted to reflect the applicable fee.

1) Opt-In/Enrol
a. Part-time students
b. Students that start their program in January
c. Master students

2) Re-enrolment

If a student has successfully completed an opt out but requires re-enrolment into the plan there are 2 opportunities to do so:

a) Upon Policy Anniversary: For students starting in September the anniversary would be the following September prior to the applicable deadline. For students starting in January the anniversary would be the following January prior to the applicable deadline.

b) Lifestyle Change: There are certain circumstances known as lifestyle changes that allow a student to make changes to their enrolment status within 30 days of the change. Lifestyle changes include; getting married or meeting the twelve month co-habitation requirement for common law status, birth/adoption of a child, meeting provincial plan residency requirements and losing their alternate coverage.

Students who lose their comparable coverage may opt back into the plan(s), provided that they are within 30 days of losing coverage. If a student has lost their comparable coverage they must show documentation of loss by submitting a letter from either the insurance carrier or employer.

Once your opt-in has been approved, your student account will be adjusted to reflect the applicable fee.

Please read and agree to the Terms & Conditions prior to submitting your online Enrolment Form.

Student Information

Gender
Date of Birth
Phone Number
Program Start Date