Student Health and Wellness

Group Number: 175181
Certificate Number: Student ID
FAQ
Call Centre: 1-866-586-1010
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Health and Dental Plan Coverage for prescription drugs, dental care, health services, and more, helping with costs your provincial health plan doesn’t cover.

Opt-Out Applications

Submit your health and/or dental opt-out application before the deadline.

Fall Application Period

August 1^st, 2026, and the deadline will be posted soon.

Make sure to submit your form by the deadline as the online form won't be accessible after that date.

There is no opt-out form available during the winter term.

Opt-Out Eligibility

Students enrolled in the Student Health and Dental Plan may opt out when they are starting the fall term.

Opt-Out Eligibility

How to Opt Out

To Opt Out, you must be enrolled in the Student Benefits Plan, meet the Opt-Out eligibility criteria, and complete the online form before the applicable term deadline.

Steps to Opt-Out

Things to consider:

A parents' insurance plan ceases coverage until you turn either 18 or 21, or up to 25 if you are studying full-time at a recognized education institution.
Nova Scotia Provincial Health Care, Nova Scotia Pharmacare or the StFX Student Benefits Plan is not acceptable as comparable insurance coverage.
If you opt out of the dental plan, you are still considered to have access to dental insurance, which makes you ineligible for the Canadian Dental Care Plan (CDCP).
The comparable coverage accepted could be from parents, spouse, work, government, or band.
First Nations and Aboriginal students who do not have a policy number, please provide your Band Name and Number when you are completing the information about the insurance company and policy number.
You can coordinate two benefit plans to maximize your coverage, potentially reaching up to 100% coverage! Find out more Coordination of Benefits.
Students with comparable coverage can choose to opt out of the health, dental, or both plans.
If your application has been chosen for an audit, you may be asked by email to provide documentation of your existing coverage to confirm that you are already covered with comparable Health and Dental Plan. Please do not email any documentation to our offices until you receive an email request.
The only time you can get back on this Student Benefits Plan is on the anniversary of opting out of the plan OR within 30 days of losing your alternate coverage.
Approval of the Students opt-out will result in the plan fee being refunded according to the school's policy. The Opt-Out result is a one-time process. This means students do not need to apply every term or year.
NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan's mandatory fees, should they miss the applicable opt-out deadline.
Once you complete the opt-out form, you will receive an automated email confirmation. Please keep this email for your records as it is your only proof of submitting an opt-out request.

Add donotreply@gallivan.ca to your address book. Please do not reply to this email.

Questions? Please contact your Benefit Plan Office: stfxplan@mystudentplan.ca

The opt-out form is not accessible at this time.

The fall application period was from August 1^st to September 28^th, 2025.

NO EXCEPTIONS are made if the deadline is missed. The student must pay the plan's mandatory fees, should they miss the applicable opt-out deadline.

Fall 2026: Online applications will open on August 1^st, 2026, and the deadline will be posted soon. This deadline applies to all eligible students.

Health and Dental Opt-Out Form

Please complete all information on the opt out form and we will process your application as soon as we can.

Student Information

Student ID Number

Email Address

Confirm Email Address

First Name

Last Name

Date of Birth

Date Month Field Date Day Field Date Year Field

Mailing Address

City

Province

Postal Code

Phone Number

Phone Area Number Phone Local Number Phone Digits

Program Name

Program Start Date

Date Month Field Date Day Field Date Year Field

Required Direct Deposit Information

Please enter your financial institution's Transit Number, Institution Number, and Account Number. (*mandatory fields)

** Please do not enter any dashes or spaces **

Transit #

Institution #

Account #

Winter Deadline
Submit your online Family Add-On, Opt-Out, or Opt-In applications by January 30^th, 2026. This deadline applies only to new winter-eligible students.