Provides coverage of up to a maximum of $5 million per insured person per benefit year for certain expenses incurred as a result of an emergency while travelling on trips that originated from your Canadian province or territory of residence.

It is important to remind you that this coverage is not available in the province where you attend the school or in your country of origin.

Your coverage period is 180 days per trip, or coverage can be extended to 365 days when travel is required to complete an eligible program or course of study, following confirmation from an academic supervisor.

Coverage is subject to the terms and conditions provided in the Benefits Booklet.

This insurance product is underwritten by AIG Insurance Company of Canada. If you are travelling, download and print your Travel Medical Assistance Card.

Policy Number: SRG 9429057

You are eligible for this travel coverage when you are:

• an active member of the health plan,
• under the age of seventy (70), and
• are covered under a hospitalization and medical plan of a Canadian province or territory or equivalent.

Spouse and Dependent Children of a person eligible for this coverage who are, under the age of seventy and covered under a hospitalization and medical plan of a Canadian province or territory or equivalent, are eligible if the additional family health coverage was purchased for the current benefit period.

Limited to $1000 per accident. The plan covers the services of a dental surgeon, limited to the fees provided in the current General Practitioners fee guide, including dental prosthesis, required for the treatment of a fractured jaw or accidental injuries to natural teeth or jaw if caused by external, violent and accidental means.

Services must be performed within 12 months of accident. If treatment is scheduled to occur more that 90 days after the impact, a treatment plan must be submitted before the end of the 90-day period.

Pre-authorization required. An estimate for all dental accident services MUST be submitted to TELUS Adjudicare. If you go ahead with treatment without a pre-determination being approved, you are doing so at the risk of the expenses being yours.

Coverage of gender-affirming medical care and legal assistance for students on their gender-affirming journey.

Service is available as of October 1^st, 2025.

Medical coverage

Gender-affirming care is designed to complement the coverage already provided by provincial health insurance. For eligible procedures, Gender-Affirming Care covers up to $5,000 per procedure (up to a lifetime maximum of $50,000).

To be eligible for this service, a diagnosis of gender dysphoria or gender incongruence from a legally qualified physician (MD) or nurse practitioner must be provided and expenses for medical procedures must not already be covered by provincial health insurance.

Legal Assistance

The Plan's Gender Affirmation Care connects students with partner law firms, providing access to a Legal Consultation service that includes:

• Advice on what steps you may want to consider during your gender affirmation journey
• Legal advice on gender and name changes

myvirtualdoctor provides 24/7 virtual health care services with licensed nurses and doctors through smartphones or computers.

You plan covers up to $10,000 per lifetime.

If you must leave school because of a serious illness, injury, or death, your plan may help cover:

• Tuition for courses you could not finish
• Up to $1,000 for books (you must provide receipts)
• A partial refund of mandatory/ancillary school fees

Important Conditions

• You must be unable to study for at least 60 days and receiving treatment from a certified specialist.
• If your school or student association refunds any tuition or fees, that amount will be deducted from what the plan pays.
• You must apply for those refunds first and provide proof before this benefit is paid.

Pre-Existing Condition Exclusion

This benefit will not apply if:

• Your disability starts within the first 12 months of coverage, and
• It is related to a condition you were treated for or consulted about in the 90 days before your coverage began.

This service is only available to students. Family members added to the plan are not eligible for tutorial support.

Your plan provides coverage for Tuition Insurance and covers a student who has left school and medically cannot continue studies, as a result of death or severe and prolonged disability. The student must be enrolled in the Health Plan and must be under the continuous care of an appropriate specialist for a period of at least 60 days prior to applying for this benefit. The student will receive a benefit up to a lifetime maximum of $10,000 in accordance with any tuition, and ancillary fees paid by said student to cover:

1. Tuition for courses the student was unable to complete.
2. Mandatory, non-negotiable/non-refundable fees, which will be amortized to the point of disability.
3. Book allowance of up to $1,000 (receipts required).

Please contact the Student Benefits Plan Office regarding Tuition Insurance Claims as it falls within a specific category of claims which involve specialized claim forms that will be supplied to you.

Your plan covers maximum of $2,000 per benefit year.

If you are unable to attend school for 15 days in a row because of an illness or injury, you may qualify for help from a professional tutor.

To use this benefit, you need a written letter from your professor or school confirming the tutor is qualified.

This service is only available to students. Family members added to the plan are not eligible for tutorial support.

Your plan provides coverage for the loss of life or limb and for paralysis caused by an accident. The amount of your life benefit is $5,000. Please contact the health and dental plan office for a complete schedule of losses.