Health and Dental Plan Coverage for prescription drugs, dental care, health services, and more, helping with costs your provincial health plan doesn’t cover.

 

Health Benefits

The student health plan is designed to make health care more affordable, helping you stay well and focused on your studies.

Coverage includes the following categories:

Health Benefits Coverage
Vision Care Up to $60

An eye examination is covered once every 24 consecutive months. The services must be performed by a licensed Optometrist or Ophthalmologist.

Up to $150

Prescription eyeglasses, contact lenses, sunglasses or safety glasses, if prescribed to correct vision, are covered once every 24 consecutive months.

Paramedical Services 80%

Your plan covers up to $400 per practitioner per benefit year for licensed paramedical services.

  • If your provincial health plan covers part of the cost, your student plan pays only after the provincial plan's maximum is reached.
  • Coverage is based on reasonable and customary charges; to check the maximum reimbursement for paramedical services, log in to the Benefits Management Platform and click “Resources”.
  • Practitioners must be registered in the province where care is provided.
  • Services from family members or people you live with are not covered.
  • User fees are not covered.
Mental Health Practitioners 80%

A combined maximum of $400 per benefit year based on reasonable and customary charges.

Practitioners must be registered and licensed in their field of practice.

Medical Equipment & Supplies 80%

The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.

Prescription and pre-authorization may be required. Not solely for athletic use.

Licensed Ambulance Services 80%

Your plan covers a maximum of $250 per emergency, helping you pay for the cost of getting to the hospital quickly and safely. This coverage is applied after the provincial deduction.

The plan covers:

  • A licensed ambulance or emergency service to the nearest hospital that can treat you.
  • Transfers between hospitals, if medically necessary.
  • If you request an ambulance but do not end up using it, the plan does not cover the cost of the request.
How to Claim:
  • You must pay the full amount upfront; direct billing is unavailable for this service.
  • Afterward, submit an online health claim through the Benefits Management Platform, and ensure that you attach your ambulance receipt.
Private Duty Nursing 80%

services of a Registered Nurse (R.N.), Registered Nursing Assistant (R.N.A.), Certified Nursing Assistant (C.N.A.), or Licensed Practical Nurse (L.P.N.). Maximum of $10.000 per benefit year. When provided in the patient's home. To qualify as an eligible expense the patient's treatment must require the level of expertise of one of them.

Prescription and pre-authorization may be required.

Out of the province Referral 80%

The following hospital and medical services provided in Canada or the United States which are not offered in the province of residence and are performed following written referral by the attending physician in the patient's province of residence are covered by the plan to a maximum of $10,000 per lifetime:

  • Hospital room and board at ward rate
  • Hospital services and supplies
  • Diagnosis and treatment by physicians

The physician must give full details of the treatment and must be approved by the insurer in advance. You must apply and provide the insurer with a statement from your provincial health plan that describes what it will cover.

Limitations and Exclusions to Health Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. It's important to review and understand exclusions to the plan before using your benefits.