Health and Dental Plan Coverage for prescription drugs, dental care, health services, and more, helping with costs your provincial health plan doesn’t cover.

 

Health Benefits

The student health plan is designed to make health care more affordable, helping you stay well and focused on your studies.

Coverage includes the following categories:

Health Benefits Coverage
Vision 100%

Up to $200 combined maximum for eye exam and prescription glasses or contact lenses.

The vision coverage renews every 24 months from the initial date of service. Coverage is based on reasonable and customary charges.

Prescription sunglasses are not covered by the plan.

Paramedical Services 100%

Your plan covers up to $400 per practitioner per benefit year for licensed paramedical services.

  • If your provincial health plan covers part of the cost, your student plan pays only after the provincial plan's maximum is reached.
  • Coverage is based on reasonable and customary charges; to check the maximum reimbursement for paramedical services, log in to the Benefits Management Platform and click “Resources”.
  • Practitioners must be registered in the province where care is provided.
  • Services from family members or people you live with are not covered.
  • User fees are not covered.

Practitioners must be registered and licensed in their field of practice.

Mental Health Practitioners 100%

The services of a psychologist, counsellor/social Worker, master of social work or psychotherapist are covered by up to a $100 per visit and a maximum of $750 based on reasonable and customary charges per benefit year.

Practitioners must be registered and licensed in their field of practice.

Holistic Nutritional Consultant included in the overall combined maximum of $750 per benefit year for Psychologist, Social Worker/Counsellor, Master of Social Work or Psychotherapist.

Licensed Ambulance Services 100%

To a maximum of $100 per occurrence. This coverage is applied after the provincial deduction.

The plan covers a licensed ground ambulance or emergency air service that transports the patient (student) to the nearest hospital equipped to provide the required treatment when the physical condition of the patient prevents the use of another means of transportation.

If the patient requires the services of a registered nurse during the flight, the services and return airfare for a registered nurse are covered.

Private Duty Nursing in the Home 100%

To a maximum of $25,000 per benefit year. Reimbursement for the services of a Registered Nurse (R.N.) or Registered Practical Nurse/Licensed Practical Nurse (R.P.N./L.P.N.) in the home on a visit or shift basis.

No amount will be paid for services which are custodial and/or services which do not require the skill level of a Registered Nurse (R.N.) or Registered Practical Nurse/Licensed Practical Nurse (R.P.N./L.P.N.)

A Predetermination Form for Private Duty Nursing must be completed by the attending physician.

Medical Equipment & Supplies 100%

The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.

Prescription and predetermination may be required.

Custom-Made Shoes - Orthopaedics 80%

Your plan covers 80% of 1 pair, once every 3 benefit years, up to a maximum of $750 for custom made orthopaedic shoes.

Your plan also covers 80% of 1 pair, once every 3 benefit years, up to a maximum of $300 for custom made foot orthotics.

Footwear, when prescribed by your attending physician, podiatrist or chiropodist and dispensed by your podiatrist, chiropodist, chiropractor, orthotist or pedorthist.

Limitations and Exclusions to Health Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. It's important to review and understand exclusions to the plan before using your benefits.