International Medical Plan
The International Medical Plan provides coverage to International Students in the event of an emergency medical occurrence, accident, or illness while they are studying in Canada at Nova Scotia Community College. A pre-existing exclusion may apply to medical conditions and/or symptoms that existed before you came to Canada for study.
There may be limitations and exclusions that apply within the international policy. An exclusion is a condition or instance that is not covered by the International Medical Plan. It's important to review and understand exclusions to the plan before using your benefits.
St. Francis Xavier University - International Student Medical - IA Financial
Organization: St. Francis Xavier University
In the event of an emergency contact IA Financial - IA Assist Plan for assistance at:
Toll-Free: +1 866-472-8356
Direct Dial Collect: +1 647-288-3065
Email: assist@iaassist.com
What is covered?
For more information about your coverage, limitations, and exclusions, please download a summary of your International Medical Plan for the 2023-2024 Coverage Period.
Transportation and Repatriation Plan
All international students who have opted out of the International Medical Plan with MSI are automatically enrolled in the Transportation and Repatriation Plan. This plan covers international students in the event of an accident, sickness, injury, critical illness, or death, and need to return to their home country or country of citizenship.
There may be limitations and exclusions that apply within the Transportation and Repatriation policy. An exclusion is a condition or instance that is not covered by the Transportation and Emergency Repatriation Plan. It's important to review and understand exclusions to the plan before using your benefits.
This coverage is not offered through the Nova Scotia Provincial Health Care program.
For more information about your coverage, limitations, and exclusions, please download the International Student Emergency Transportation and Repatriation Plan for the 2023-2024 Coverage Period.
Direct Billing Networks
You are not required to use the clinics listed under the Direct Billing Network Clinics provided however those clinics listed are set up to bill directly to the insurer once you have arranged and confirmed your appointment to the clinic via the support of the IA Financial - IA Assist Plan call center.
Calling prior to walking into a clinic will help you to manage the clinic choices and allow the call center to confirm your booking with the specified clinic and provide them with a Verification of Benefits (VOB), allowing for your visit to be direct billed to the insurer. You may also email the IA Financial - IA Assist Plan call center assistance team at: assist@iaassist.com.
In the event that you are unable to access direct billing and are required to submit a claim, you must ask the clinic or hospital where you received treatment for a copy of all the medical records related to your visit. This information needs to be included when submitting the claim. Please follow the instructions under submitting claims.
Should you require immediate medical attention due to an illness, injury, or accident, please contact immediately at the following numbers - +1 866-472-8356 or +1 647-288-3065 toll-free from Canada and the USA collect where available, unless you have an emergent medical occurrence, please dial 911.
STFX Health and Counseling Clinic (on campus at St Francis Xavier)
Hours: Monday and Thursday from 8:30 AM to 8:00 PM
Tuesday, Wednesday, and Friday from 8:30 AM to 4:30 PM
Closed for lunch from 12-1
305 Bloomfield Centre, Antigonish Nova Scotia
Phone- 902-867-2263
St. Martha's Regional Hospital
Open 24/7
25 Bay St, Antigonish Nova Scotia
Phone - 902-867-4500