Health and Dental Opt-Out Application
Spring/Summer deadline to submit applications
June, 6th 2023
Eligible students who have comparable Health and Dental coverage, and meet the following eligibility criteria may apply to opt out of the benefits before the applicable term deadline.
Eligibility Criteria
There are 2 circumstances for opting out of the Student Health and Dental Plan:
1New Students Enrolled in the Plan
- Students starting an eligible program as having full-time status
- Returning students who change from part-time to full-time status and are eligible for the plan for first time
Who have comparable Health and Dental coverage from their parents, spouse, government, job, or band may apply to opt out of the plan by the applicable term deadline.
2Returning Students Active in the Plan
Returning eligible students on the anniversary of enrollment in the student benefits who have comparable Health and Dental coverage from their parents, spouse, government, job, or band may apply to opt out of the plan by the applicable deadline.
Deadline to Submit Applications
Eligible students must submit their applications before the applicable term deadline. NO EXCEPTIONS will be made if the deadline is missed. Before submitting an application make sure that you meet the eligibility criteria above.
Winter 2023
February 8th, 2023
Spring/Summer 2023
June 6th, 2023
Fall 2023
October 4th, 2023
Things to consider when thinking of opting out:
- A parents' insurance plan will stop covering you if you are a part-time student over the age of 21 or a full-time student over the age of 25.
- You can coordinate 2 benefit plans and increase your coverage up to 100%! Find out more Coordination of Benefits
- What is in the best interest of my overall health and well-being?
- Does my existing coverage meet all my needs?
- The only time you can get back on this student plan is at the anniversary of starting your program (every year) OR within 30 days of losing your comparable coverage.
Proof of Comparable Coverage
You are required to provide proof of your comparable extended health and dental coverage by attaching documentation displaying the policy information when you are completing the online form.
Confirmation of coverage must show the name of the insurance company providing the coverage and the policy number. Acceptable forms of confirmation of coverage are:
- Copy of a benefits card (front and back images).
- Confirmation letter from the employer or insurance company with a current date.
- Recent health care claim statement with the current date (within 3 months of application submission).
- Webpage printout with a visible current date.
- Alberta Health Care Insurance Plan (AHCIP) or The Student Plan is not acceptable as comparable insurance coverage.
- Students with comparable coverage can choose to opt out of health, dental, or both.
- The comparable coverage accepted could be from parents, spouse, work, government, or band.
- Approval of the Students opt-out will result in the plan fee being refunded according to the school's policy. The Opt-Out result is a one-time process. This means students do not need to apply every term or year.
- NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan's mandatory fees, should they miss the applicable opt-out deadline.
- Once you complete the opt-out form, you will receive an automated email confirmation. Please keep this email for your records as it is your only proof of submitting an opt-out request.
Steps to submitting a Health and Dental Opt-Out Application:
1 Student Information
Complete this section below providing true and correct information. Click NEXT.
2 Health Plan Opt-Out
Scroll down and check yes/no if you wish to opt-out of the health portion of the student plan. Provide the alternate insurance company name and policy number. Click NEXT.
3 Dental Plan Opt-Out
Scroll and check yes/no if you wish to opt out of the dental portion of the student plan. Provide the alternate insurance company name and policy number. Click NEXT.
4 Proof of Coverage
You are required to attach documentation of your confirmation of comparable coverage. Click NEXT.
5 Read and Agree to the Terms and Conditions
Click on the checkbox to indicate that you agree to the
Terms and Conditions agreement.
Click SUBMIT to finish your application.
6 Confirmation email
Check your email and verify if you have received the confirmation email. If you do not receive this email, you must resubmit the form. You will receive an email with the status of your application.
Add donotreply@gallivan.ca to your address book. Please do not reply to this email.
Questions? Please contact your Benefit Plan Office: bowvalleyplan@mystudentplan.ca
Health and Dental Opt-Out Form
The winter opt-out deadline is closed
The winter deadline to apply was February 8th, 2023. The online Opt-Out Form is not available at this time. The online form was open from December 1st, 2022 until February 8th, 2023.
NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan's mandatory fees, should they miss the applicable opt-out deadline.
If you were eligible for the plan for the first time in the fall or winter term and missed the deadline, your next opportunity to apply should be in the fall 2023 or winter 2024 term respectively.
The online form will be open for new or returning students enrolling in the plan for the first time in the Spring-Summer term on April 1st, 2023 and the deadline to apply is June 6th, 2023.