| Vision Care |
up to $60 for one eye examination is covered once every 24 consecutive months. The services must be performed by a licensed Optometrist or Ophthalmologist.
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| Up to $100 for eyeglasses or contact lenses. |
No coverage |
Up to $150 for eyeglasses or contact lenses. |
No coverage |
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Prescription eyeglasses, contact lenses, sunglasses or safety glassess, if prescribed to correct vision, are covered once every 24 consecutive months.
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| Paramedical Practitioners |
80% Coverage
$20 per visit
Maximum of $300 per benefit year. |
80% Coverage
$35 per visit
Maximum of $400 per benefit year. |
80% Coverage
$50 per visit
Maximum of $500 per benefit year. |
80% Coverage
$20 per visit
Maximum of $300 per benefit year. |
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Your plan covers the maximum amount and per-visit limit outlined above, per practitioner per benefit year for licensed paramedical services.
- If your provincial health plan covers part of the cost, your student plan pays only after the provincial plan's maximum is reached.
- Coverage is based on reasonable and customary charges; to check the maximum reimbursement for paramedical services, log in to the Benefits Management Platform and click “Resources”.
- Practitioners must be registered in the province where care is provided.
- Services from family members or people you live with are not covered.
- User fees are not covered.
The paramedical services listed below are eligible for coverage when provided out-of-hospital:
| Practitioners |
Description |
| Chiropractors |
Treatment of muscle and bone disorders; inludes one laboratory test and one diagnostic x-ray per benefit year. |
| Registered Massage Therapists |
Treatment of conditions using manual techniques to relieve pain, improve circulation, and support healing; you must have a written referral from a physician or nurse practitioner. |
| Naturopaths |
Treatment of illness using natural therapies and holistic approaches. |
| Osteopaths |
Treatment of conditions related to the musculoskeletal system and overall body function; inludes one laboratory test and one diagnostic x-ray per benefit year. |
| Physiotherapists |
Treatment of movement disorders; you must have a written referral from a physician or nurse practitioner. |
| Speech Therapists |
Treatment of speech impairments; you must have a written referral from a physician or nurse practitioner. |
To access the indicated services, you must provide a written referral from your doctor or nurse practitioner.
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| Mental Health Practitioners |
80% Coverage A combined maximum of $300 per benefit year. |
80% Coverage A combined maximum of $400 per benefit year. |
80% Coverage A combined maximum of $500 per benefit year. |
80% Coverage A combined maximum of $300 per benefit year. |
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Based on reasonable and customary charges. Practitioners must be registered and licensed in their field of practice.
| Eligible psychotherapists |
Eligible counsellors |
- Registered psychotherapist
- Licensed psychotherapist
- Psychotherapist
- Counselling psychotherapist
- Psychoeducator
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- Canadian certified counsellor
- Certified clinical counsellor
- Registered counsellor
- Registered clinical counsellor
- Registered professional counsellor
- Registered therapeutic counsellor
- Licensed counsellor
- Clinical counsellor
- Clinical therapist
- Certified counsellor
- Counselling therapist
- Mental health therapist
- Marriage and family therapist
- Psychoanalyst
- Psychologist
- Sexologist
- Psychoanalyst
- Registered Social Worker
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| Medical Equipment & Supplies |
The plan covers 80% of reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.
Prescription and pre-authorization may be required. Not solely for athletic use.
Eligible durable equipment includes, but is not limited to, items such as:
- Wheelchairs and wheelchair repairs
- Walkers
- Hospital beds
- Traction kits
- Trusses, Crutches, Splints, and Braces
- Orthopaedics: Maximum of $150 per benefit year for custom-made orthopaedic shoes, repairs and modifications when required for the correction of deformity of the bones and muscles. Provided the orthopaedics are not solely for athletic use and are prescribed by a physician, podiatrist, chiropodist, or chiropractor.
- Prosthesis: The plan covers reasonable and customary charges for artificial limbs or other prosthetic appliances.
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| Licensed Ambulance Services |
80% Coverage |
80% Coverage |
80% Coverage |
80% Coverage |
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Your plan covers up to $250 per emergency, helping you pay for the cost of getting to the hospital quickly and safely. This coverage is applied after the provincial deduction.
The plan covers:
- A licensed ambulance or emergency service service to the nearest hospital that can treat you.
- Transfers between hospitals, if medically necessary.
- If you request an ambulance but do not end up using it, the plan does not cover the cost of the request.
How to Claim:
- You must pay the full amount upfront; direct billing is unavailable for this service.
- Afterward, submit an online health claim through the Benefits Management Platform, and ensure that you attach your ambulance receipt.
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