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Student Health & Wellness!mystudentplan is a benefits plan for students and can provide coverage for prescription drugs, vision care, dental care, mental health counseling, and more. The plan is designed to supplement provincial health insurance and provide additional access to medical services.

 

Plan Details

The Student Plan covers prescription drugs, vision, dental care, paramedical practitioners, ambulance, and medical equipment & supplies, among others.

Extended Health Coverage

Your extended health coverage runs for as long as you remain an enrolled and eligible student at Bow Valley College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

Select Savings

Get a student discount and save money on certain eligible services by visiting one of our members.

The following is the coverage for your Health Plan:

Health Benefits Balanced
Plan
FLEXible
Drug & Parameds
FLEXible
Vision & Parameds
FLEXible
Dental
Prescription Drugs 75% Coverage
$7 Drug Dispensing Fee Cap
Maximum of $3,000 per benefit year.
85% Coverage
$7 Drug Dispensing Fee Cap
Maximum of $3,000 per benefit year.
65% Coverage
$7 Drug Dispensing Fee Cap
Maximum of $3,000 per benefit year.
65% Coverage
$7 Drug Dispensing Fee Cap
Maximum of $3,000 per benefit year.

Coverage for your medicines is dependent on your plan option and covers the cost of most medications legally requiring a prescription. The maximum amount payable to an eligible brand name drug will be limited to the lowest priced item in the appropriate generic category.

Advise your doctor and pharmacist that you are on the National Formulary - NASA.

Drug Exception Process

In the event that the drugs covered are not effective in treating your condition, or a drug that is effective is not covered, an exception process is in place. Download and complete the Drug Exception Form.

Prescription Search Tool

Please use our Prescription Drug Search Tool to find out if your medication is covered by the plan.

Vision Care $60 for one eye examination. The exam must be by an ophthalmologist or optometrist.
$100 for eyeglasses or contact lenses. No coverage $150 for eyeglasses or contact lenses. No coverage

The vision coverage is every 24 months from the initial date of service based on reasonable and customary charges.

Paramedical Practitioners 80% Coverage
$20 per visit
Maximum of $300 per benefit year.
80% Coverage
$35 per visit
Maximum of $400 per benefit year.
80% Coverage
$50 per visit
Maximum of $500 per benefit year.
80% Coverage
$20 per visit
Maximum of $300 per benefit year.

Student benefits are payable after any Provincial Health Care benefits have been exhausted. This plan does not cover user fees.

The services of the following practitioners are covered based on reasonable and customary charges, per practitioner, per benefit year.

Practitioners must be registered and licensed in their field of practice.

Psychologist or Social Worker 80% Coverage. Maximum of $300 per benefit year
Medical Equipment & Supplies

The plan covers 80% of reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.

Prescription and pre-authorization may be required. Not solely for athletic use.

Ambulance

80% Coverage. Maximum of $250 per occurrence. This coverage is applied after the provincial deduction.

The plan covers a licensed ground ambulance or emergency air service that transports the patient (student) to the nearest hospital equipped to provide the required treatment when the physical condition of the patient prevents the use of another means of transportation.

If the patient requires the services of a registered nurse during the flight, the services and return airfare for a registered nurse are covered.

Emergency Travel Assistance - Emergency Out of Province Medical and Accidental Death and Dismemberment Coverage

Provides coverage of up to a maximum of $5 million per insured person per coverage period for certain expenses incurred as a result of an emergency while travelling on trips that originated from your Canadian province or territory of residence. It is important to remind you that this coverage is not available in the province where you attend the school or in your country of origin. Your coverage period is 180 days per trip. Coverage is subject to the terms and conditions provided in the Benefits Booklet.

This insurance product is underwritten by AIG Insurance Company of Canada. If you are travelling, download the Travel Medical Assistance Card.

Policy Number: SRG 9429060

You are eligible for this travel coverage when you are:

  • an active member of the health plan,
  • under the age of seventy (70), and
  • are covered under a hospitalization and medical plan of a Canadian province or territory or equivalent.

Spouse and Dependent Children of a person eligible for this coverage who are, under the age of seventy and covered under a hospitalization and medical plan of a Canadian province or territory or equivalent, are eligible if the additional family health coverage was purchases for the current benefit period.

Other Insurance

The student plan also offers the following complimentary insurances:

These insurances are only applicable to the student. Family members added to the plan are not eligible.

Limitations and Exclusions to Health Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. it's important to review and understand exclusions to the plan before using your benefits.

Dental Coverage

Your dental coverage runs for as long as you remain an enrolled and eligible student at Bow Valley College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

Select Savings

Get a student discount and save money on certain eligible services by visiting one of our members.

The following is the coverage for your Dental Plan:

Please submit an estimate/pre-authorization prior to any dental treatment plan exceeding $500.

Health Benefits Balanced
Plan
FLEXible
Drug & Parameds
FLEXible
Vision & Parameds
FLEXible
Dental
Dental Coverage $650
per benefit year
$400
per benefit year
$650
per benefit year
$900
per benefit year
Diagnostic & Preventative 80% Coverage 80% Coverage 80% Coverage 80% Coverage
1 recall (12 months) examination per benefit year. 2 recall (every 6 months) examination per benefit year.
  • Initial or complete examination
    1 per dentist in a lifetime
  • Complete series of x-rays
    Maximum 16 films including bitewings in any period of 36 months. Not eligible for dependents under 12 and periapical.
  • Bitewings
    Maximum 4 films per benefit year.
  • Panoramic
    1 in any period of 36 months.
  • Scaling
    2 units per benefit year.
  • Polishing
    1 unit per benefit year.
  • Oral hygiene instruction
    1 treatment per lifetime.
  • Fluoride
    Under 19 years of age, 1 treatment per benefit year.
  • Pit and fissure sealants
    under 19 years of age, 1 per molar in any period of 36 months.
  • Anaesthesia
    eligible when done in conjunction with a covered dental procedure.
Minor Restorative 70% Coverage 50% Coverage 60% Coverage 80% Coverage
  • Space maintainers and maintenance
    Under 15 years of age.
  • Amalgam and tooth coloured fillings
    1 per tooth in any period of 24 months.
  • Stainless steel and plastic full coverage restorations
    Under 15 years of age, 1 per tooth in any period of 36 months.
  • Denture adjustments and repairs.
  • Relining, Rebasing and Tissue conditioning
    1 treatment in any period of 36 months.
  • Recementation of existing restorations
Oral Surgery 50% Coverage 30% Coverage 30% Coverage 80% Coverage
  • Extractions
    Maximum 2 wisdom teeth per benefit year.
  • Anaesthesia
    Eligible when done in conjunction with Oral Surgery
Endodontic 20% Coverage
  • Root canal therapy
  • Anaesthesia
    Eligible when done in conjunction with Oral Surgery
Periodontic 15% Coverage
  • Occlusal equilibration
    Maximum 4 units per benefit year
  • Periodontal appliances
    Maximum 1 appliance per arch in any period of 24 months.
  • Periodontal appliance repairs, maintenance and adjustments
    Maximum 4 adjustments per benefit year.
  • Anaesthesia
    Eligible when done in conjunction with Oral Surgery
Dental Accident

80% coverage, limited to $1000 per accident. The plan covers the services of a dental surgeon, limited to the fees provided in the current General Practitioners fee guide, including dental prosthesis, required for the treatment of a fractured jaw or accidental injuries to natural teeth or jaw if caused by external, violent and accidental means.

Services must be performed within 12 months of accident. If treatment is scheduled to occur more than 90 days after the impact, a treatment plan must be submitted before the end of the 90-day period.

Pre-authorization required. An estimate for all dental accident services MUST be submitted to Canada Life. If you go ahead with treatment without a pre-determination being approved, you are doing so at the risk of the expenses being yours.

This coverage is under the Health Plan. You must be enrolled in the Health Plan to claim the dental accident.

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. It's important to review and understand exclusions to the plan before using your benefits.

myBenefits Booklet

The information provided in the booklet is intended to summarize the provisions of Group Policy No. 330760. If there are variations between the information in the booklet and the provisions of the policy, the policy will prevail to the extent permitted by law.

This booklet contains important information and should be kept in a safe place known to you and your family.

SABVC Benefits Plan Office

Email: bowvalleyplan@mystudentplan.ca
Phone: 403-456-3080
Address: Room S2034, South Campus
345 6 Ave SE
Calgary, AB. T2G 4V1

General Inquiries Line

Monday to Friday from 6:00am to 5:00pm MST

Phone: 1-877-746-5566 Ext. 7249